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Buy MTPL (KGFB) end‑to‑end in the Instacar app

2026.03.06 • 3 min read

Blog / Buy MTPL (KGFB) end‑to‑end in the Instacar app
Buy MTPL (KGFB) end‑to‑end in the Instacar app

What’s new in Instacar: starting 6 March 2026, you can complete the full MTPL (KGFB) purchase flow inside the Instacar app. Not just a quote — you can go from comparison to signing without redirects.

13 insurer offers in one place

In the app you can compare offers from 13 insurers for the same vehicle. That means a clearer decision: you see the prices, pick what fits you best, and you can finalise the contract in a few steps.

Currently, offers from the following insurers are available in Instacar (the list may expand over time):

  • K&H insurer logo K&H Biztosító Zrt.
  • Allianz insurer logo Allianz Hungária Zrt.
  • KöBE insurer logo KöBE Közép-európai Kölcsönös Biztosító Egyesület
  • Generali insurer logo Generali Biztosító Zrt.
  • Ominimo insurer logo Ominimo
  • UNIQA insurer logo UNIQA Biztosító Zrt.
  • Genertel insurer logo Genertel Biztosító Zrt.
  • Magyar Posta Biztosító logo Magyar Posta Biztosító Zrt.
  • Groupama insurer logo Groupama Biztosító Zrt.
  • SIGNAL IDUNA insurer logo SIGNAL IDUNA Biztosító Zrt.
  • UNION Vienna Insurance Group insurer logo UNION Vienna Insurance Group Biztosító Zrt.
  • Gránit insurer logo Gránit Biztosító Zrt.
  • Alfa Vienna Insurance Group insurer logo Alfa Vienna Insurance Group Biztosító Zrt.

Smart autofill — truly just a few taps

To keep the process fast, we pre‑fill your vehicle’s data. If you consent, we can also pre‑fill your personal details — so in most places you only need to review and confirm instead of typing everything in.

Smart data autofill for MTPL purchase in the Instacar app

Renew or switch — both work in the app

Whether you’re buying MTPL for the first time or changing insurers, the flow is the same: minimal admin, maximum clarity, and control over the final decision.

At renewal time, we watch prices for you

When your renewal date is coming up, the key is spotting in time if there’s a better price for the same vehicle. Instacar helps with that too: we monitor newly available premiums and suggest switching when it makes sense.

How to start

  1. Open the Instacar app and go to Insurance.
  2. Select your vehicle (or enter the plate number) and review the pre‑filled details.
  3. Compare offers from 13 insurers, then choose the one that fits you.
  4. Approve the required declarations and complete the purchase in the app.

Learn more about MTPL Download the app

Related: Insurance in Instacar • Bonus–malus • Uninsured period fee


Frequently asked questions

Can I really buy MTPL (KGFB) end‑to‑end in the Instacar app?
Yes. From requesting quotes to comparing offers and completing the purchase, the full MTPL (KGFB) flow can be handled inside the Instacar app.
How many insurers can I compare?
At the moment, offers from 13 insurers are available in Instacar. The list may expand over time.
What data does Instacar pre‑fill?
We pre‑fill vehicle details, and—if you give consent—your personal details as well. This reduces typing and speeds up the process.
When is it a good idea to switch insurers?
Switching is typically relevant around your policy anniversary. Instacar monitors available prices and can suggest switching when it makes sense. Exact rules may depend on your contract and insurer.
Can I use it for renewals and switching?
Yes. The goal is to renew or switch your MTPL (KGFB) in just a few taps, especially during the anniversary period.

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